6 smart things to do before the end of the year

Finally 2016 is fast coming to an end.It feels like only yesterday we ushered in 2016 and now we are preparing for a new year. While we are caught up in the euphoria of christmas and all the hustle and bustle associated with ,here are 6 things you should do before the year runs out in preparation for the new year.

1.take inventory
Its vital that you take inventory of the current year,how much of your goals did you achieve.other areas of your life that should be put in perspective are your personal life,relationships,business,work e.t.c how well did you handle these? Wherr do you need yo improve,what do you need to fix,how can do you do better?

2.loose the baggage
You really should take time to review those things you will rather not have in your life anymore and let them go. From bad relationships to bad friends,self doubt,hurts,and everything that robs you of your peace of mind. You need to travel light in the new year as extra baggage will only slow you down or keep you in one spot.

3.declutter and clean up
Start by trashing those things you haven't used in a year,those things you have no use for. You can either donate ,sell or trash them and make room for more important things.

4. Give your finance a reality check
 Its crucial that you review your expenses,are you spending more than you earn,are you saving enough? Are you spending money on the right things? Do you have pending bills yet to be settle? are you overpaying?this is important to help you keep track of how much you are making. It will Also guide you to be more prudent in your spending during the holidays and avoiding starting the new year broke.

5.Set new goals and plans for the new year
This is where new year resolutions come in,I know its a bit cliché but its a wise thing to do.plan ahead for the new year so you are not taken unawares or feel rushed in 2017.set goals you want to achieve, and discipline yourself yo follow through with them.

6. Appreciate someone
Take time out yo appreciate someone /people who have been of tremendous help to you this year,you can call,send a thank you card or visit them with a heartwarming gift and let them know how grateful you are.

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